Retirement Calculator
Plan your retirement with comprehensive analysis including inflation, Social Security, and scenario planning
Current Age
Retirement Age
Life Expectancy
US average: ~78-82 years
Current Savings
Monthly Contribution
Expected Annual Return
S&P 500 historical: ~10%
Retirement Savings Growth
Retirement Analysis
Total at Retirement
$2,386,868
Today's Purchasing Power
$848,253
Years in Retirement
20
Monthly Withdrawal Rate
0.5%
Income Sources in Retirement
Retirement Readiness
⚠ Consider increasing contributions
The 4% Rule
A common guideline suggesting you can safely withdraw 4% of your retirement savings annually. This rule helps ensure your money lasts throughout retirement.
Inflation Impact
Inflation erodes purchasing power over time. What costs $1,000 today will cost about $2,400 in 30 years with 3% inflation. Plan accordingly for retirement expenses.
Social Security Strategy
Delaying Social Security benefits past full retirement age can increase your monthly payments by up to 8% per year until age 70. Consider this in your planning.